Why Do I Need Renters Insurance?

For many their first home is a rental unit or an apartment. I also did this for a few years. When you go to sign the leasing agreement the leasing office will require proof that you have renters insurance. This…

Why you need an insurance agent

At the end of July I had what I would call a traumatic insurance event. I was woken up one night by my husband saying the police were knocking on our door. It turns out an impaired driver had struck…

What you need to know about selecting a home deductible.

When looking at insurance quotes our eyes automatically drift to the bottom line premium quoted. But what about all the stuff above it? Not all home quotes and/or policies are created equal. One of the key parts of a home…

National Insurance Awareness Day, June 28th

This Friday, June 28th is National Insurance Awareness. The day was created to encourage everyone across the nation to review their insurance policies. Below are some tips to help you observe the day: Home: Review the home value. The value…

Insurance for Your Investment Property

Recently I had a client purchase a new investment property. He had valid concerns regarding the coverages for that investment property. Below are coverages to consider for maintaining the profitability of your investment property. Contents – Many owners of investment…

Why is my credit score used when buying insurance?

This is a common question with clients and it is never an easy conversation. Like many of my clients my gut goes sour when I need to discuss or request information regarding credit reporting. There are a few things to…

Why you should shop your insurance.

Previously I gave reasons why you should not shop your insurance. My goal is not to discourage people from shopping their insurance but to help people be smart about managing their insurance. There below are valid reasons for shopping your…

Why You Shouldn’t Shop Your Insurance

  Now that the New Year has begun many individuals and families have resolved to improve their finances. This includes reducing their debt, reducing monthly expenses, saving more money, or saving more for retirement. This plan almost always leads people…