It’s Not About Price

When you pick out a car is your only deciding factor the price? No! In your mind you have already picked a color and all the cool features you want. Leather seats, navigation system, parking assist, heated steering wheel, etc.…

5 Rules Every Landlord Should Live By

people holding keys

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

family playing with daughter

I was recently asked this question by one of our Avant-Garde Insurance Advisors clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of…

What is water back-up coverage?

Recently I had a conversation with a client regarding water back-up. They recently purchased home insurance and in reviewing their home policy I noted that they only had $5,000 for water back-up. The standard home policy does not provide coverage…

Diamonds Are A Girl’s Bestfriend!

It is that time of year where many of my client’s will give or receive a very sparkly gift from Santa. I can’t deny that I get a little excited when a client calls to provide the specifics on their…

Thanksgiving Day Safety

Thanksgiving is my favorite holiday of the year. Probably thanks in no small part to the fact that turkey is one my favorite foods. Needless to say I will be getting my fill in the coming days. However, the Thanksgiving…

LLCs, Trusts, and Estates

Recently, I had a client call me regarding the purchase of a new property. I went through the typical questions I would ask… What’s the address? Do you have a settlement date? Is it a business or personal property? How…

Winter Is Coming

Yes, I am a fan of Game of Thrones. It is something my husband and I were able to binge watch in the evenings over the summer and are looking forward to watching when it airs next year. With winter…